Wachovia Corp Complaint - Cash money to no money
NEWTOWN SQUARE, PENNSYLVANIA -- I opened an account not too long ago because I had a Wachovia written check and they refused to cash it unless I opened an account or waited a few days for the check to clear. First of all it is your friggin check from your bank and you know whether or not the funds are there!!!! So, I break down and open the account just so I can hurry up and get paid. I'm the average American just living hand to mouth and need my money as soon as I get it, there is no cushion. Well, a few deposits later I find out that my account is overdrawn by approximately $300. How could this be? I know exactly what I spent and how much I deposited but a Wachovia employee told me on the downlow that the bank shuffles money around like a shell game until they cause your account to become overdrawn and then they hit you for overdraft charges. On this same day the teller informed me that if I could cash my checks that are written on other banks and then deposit the cash it would immediately clear my account. today I did just that. I deposited $600 cash into my account and received a piece of paper that says my available balance is six and some change. I go home to pay bills online and badda-bing!!!! No friggin' money has cleared my account. I could've just gone to Western union and purchased a pre-paid debit card and then money would have been readily available!!!!I call the 800 number and the lady tells me it might be a few days. IT"S CASH!!!!!it should've cleared my account 5 seconds after I deposited it!!!By golly! THE LARGE CORPORATIONS CAN SUCK MONEY OUT OF MY ACCOUNT AT 3 A.M. ON A sATURDAY MORNING BUT I HAVE to wait many days to retrieve or have use of my funds that are deposited in cash. I'm sooooo mad. I'm going to shut this account down as soon as I can. Fook this!