Bank of America Complaint - They will get your money any way they can
After 15 years of banking with BOA and multiple accounts my husband and I deposited a check for over $12,600 for an insurance claim. The next day we write a check to the roofing company for $4,000 as a deposit. The third day my husband goes to pull out money and we are overdrawn by 4 figures. I call the bank and they tell us that they reversed the deposit because of the amount they needed to "verify the signatures" on the check. But did they call us to tell us this? Oh no, they put the fully endorsed check in the regular mail and we now have to wait for the check to arrive before we can do anything else with it. What was their solution to our funding issue since we are now grossly overdrawn and have little cash on hand to buy groceries, get gas, pay tolls. They are going to bounce the check that we wrote to the roofer and charge us an overdraft fee. Their response, "I'm sorry for your frustration but there is nothing we can do about it." That's ok, because there is plenty we can do about it. We can tell everyone that will listen what a bunch of customer hating crooks Bank of America is and get an account somewhere else.
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