Farm Bureau Mutual Insurance Complaint - What is the DIFFERENCE IN THEFT AND VANDALISM!!!
LOUISBURG, NORTH CAROLINA -- The local insurance giant here in Louisburg, NC is Farm Bureau Insurance. We had all our Real Estate and Auto Policies with them. In September 2009 we had our Rental Property in Durham, NC vandalized and reported it to the Durham Police Dept and they issued a report. We, called the claims department and met the adjuster at the house he later referred to me that no Insurance CompaNY WOULD PAY THIS CLAIM and I told him one had 5 years agao. HE LIED!!!!!!! He told us because our property had not been vandalized instead he, placed it in the THEFT CATEGORY AND BY DOING THIS THEY WOULD NOT PAY THE CLAIM!!!! Can someone please tell me that someone that vandalizes your property by disconnecting the coils and cutting the air compressor out while the housing is still in place that this is not VANDALISM. IF, ANYONE HAS A POLICY WITH FARM BUREAU PLEASE LOOK CAREFULLY DON'T LET THIS HAPPEN TO YOU!!! THEY ARE NOT FORTHCOMING WITH THEIR CLIENTS!!!