Target Complaint - Target Card Problems.
I received a phone call from a bill collector today, regarding my Target Card, stating I'm pass due by close to $500. I never received any letters or phone calls from Target regarding this issue. The bill collector stated that my last payment was made in May of 2008. It is now August of 2010. I paid off this accounting in June of 2008 at the guest service counter. I just find it funny that if they're claiming there was still a balance remaining, why didn't they contact me? Usually Target would start the phone calls if you're late by a day. They had my address, and my number. Why is it over two years later and many late charges are they contacting me now? I paid with cash in the store, and since it is now over two years later, I have no records of this payment. I do have proof they have my address, from a statement they sent me in 2007 before I went paperless. I'm unemployed now, 500 may not seem like a lot, but it is when you have very little income coming in. Anyone else have any problems with this? or any suggestions?