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Access America Complaint - Denied Insurance by Access America - Rip off - Beware - Trip cancellation/Interruption/Delay insurance

Trip cancellation/Interruption/Delay insurance - Complaint
Review by vishnurajan on 2010-09-12
VA -- I had a 24 hour trip delay when my flight from New York was got delayed by 6 hrs resulting in missed connections along the way to the final destination. I also incurred considerable travel/hotel costs and missed business because I missed my scheduled appointment at the destination. I had bought Access America trip cancellation/interruption/delay insurance. However, inspite of spending hours in filing a claim with all proof of delay (from the Airline) and new boarding passes, Access America denied my claim saying they would only cover natural disasters (such as a volcanic eruption or hurricane). I felt cheated because they do not mention this anywhere in the insurance document. Even the fine print does not specify clearly. I would warn others not to take Access America Trip interruption/delay insurance unless they are fully aware of this fact.
Comments:
Posted by Prince-Caesar on 2010-09-12:
All those travel insurace companies are scams. Someone is rich and laughing all the way to their mansion.
Posted by Bree57 on 2010-09-13:
Hello,
I'm Bree with with Access America's Help Team. We're sorry to read about your experience and would like to help.

Please contact us at Help.Team@accessamerica.com so we can look into this.
Posted by vishnurajan on 2010-09-15:
Bree - I contacted the help department you suggested and got the same response. That AccessAmerica only covers a disruption that is caused regionwide (to all airlines), and not to one flight.
That would have been fine if you'd not misled people by giving them to understand that a 24 hour interruption or delay really means a catastrophe affecting millions and not just themselves.
I would go so far as to say that there should be a class action lawsuit to prevent such misrepresentation used purely to collect premium from uninformed travellers.

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