Met Life Home Loans Complaint - Lies and discrimination Met Life Home Loans aka First Horizons
IRVING, TEXAS -- I was given a Modifaction in August of 2009. I was paying as the contract said without any issues. In May of 2010 I sent in my May mortgage payment and it was returned on a Saturday by U.S. P.S. So on that following Monday I call them and ask why it was returned. At that time they said my home has gone into foreclosure status and it was to be sold in 3 days. Met Life Home Loans had never called, sent mail, or tried to make any other type of contact with me for this. I called a Lawyer that does this type of work and $1800 later I am getting the run around and lies from Met Life. Met Life says they will not give me a Modifaction again. Reasons for this is because I do not make enough? I have gotten a pay raise since August of 2009 and nothing major has changed. I am thinking that it is because I declared Chapter 7 Bankruptcy and it was discharged in April of 2010. Tell me it was not a conincedence that it all happened this fast. They are trying to say I am tons of months in the rears but I have done as they have asked. I have proof of payments that I have made and the checks that Met Life has sent back. According to my Modifaction papers I should not be here. Yes, I had missed some payments and what they wanted as a re payment plan was insane. Today, I have been browsing the internet and saw that Met Life Home Loans does not do Modifactions, my loan is a Fannie Mae and by Goverment law I see they are suppose to do so. I did not make payments for a while due to the fact that Met Life was trying to figure out what they could do for payment amount with this first Modifaction. I am at this point, about ready to loose my home due to this. Is there anywhere can I turn to make a formal complaint?