Citicards Complaint - Deceptive Practices
I took an "interest free" cash advance paying an upfront fee for the funds. Each month I pay more than the total of my monthly purchases plus extra to go toward the advance. But an interest charge continued to be charged even though more than total purchases had been paid. When I called the company, because the balance is not paid in full, including the full balance of the "interest free" advance there is not a grace period. So from what the representative told me there is no way not to have an interest charge unless I pay off their "interest free" advance. On top of this wonderful access to the "interest free" advance, I get to pay a $85.00 annual fee...well guess what I have paid the last fee that Citi Card will get from me!!! And I will continue to talk about their deceptive practices again and again and again!! Acts like this is why legislation is continually being passed to monitor how they deceive the public!!