TD Banknorth Complaint - Outrageous--Overdraft Fees/Fees On The Fee!!
I had $28 and some odd cents in my account. It was a Thursday--the day before my direct deposit would hit my account. I made a purchase for 7.19. I knew I had a check out for $34 dollars, but it was after work around 6:30. I figured the check wouldn't post until the next day since it was already so late! I was charged a $70 overdraft fee because conveniently the bank posted the $34 dollar check that night (probably five minutes after I made the 7.19 purchase) then posted the 7.19, so I got hit with two overdraft charges THEN on top of that because they posted the overdraft fee, I was even further in the negative--I got another $35 overdraft fee because the overdraft fee was another strike against my account. I am irate at this point. I am looking for a contact for a class action lawsuit--I heard one is pending!! In addition to the fee fiasco, their customer service reps are rude!! I called and they kept insisting that I didn't understand (like I was stupid) and when I asked them why their company was robbing people and using manipulative business practices, the witch on the phone said, "I'll now explain why you received those charges." I know why---because TD Bank robs their customers!!!
They hold payments to screw you, they manipulate how itmes are posted to your account---highest to lowest instead of the date---Absolutely ridiculous!! I am taking my money and putting it in a safe place!!!