Bank of America Complaint - Loan Modification Is A Joke
My husband and I had a loan through countrywide, then bought out from BoA, contacted them in Jan of 2010 to see about a loan Modification, my husband lost his job and we went down to one income, but according to BOA we qualified for the Loan Mod. And that was it, called every week, faxed letters, submitted paperwork, went through every department I could get my hands on, still nothing, so in June we had to file chapter 7 and lose the home too. Boa would not help us at all, they said its in this department, then in that department, no you cannot call them. Chapter 7 has been filed, discharged, I got a letter on 11/02/2010 from Bank of America titled: Dear Loan Modification recipient. Hmmmm now mind you we have a separate tax lot of unimproved property, somehow it was in-cumbered into our mortgage, and Boa says they own it. Now we have a real-estate attorney who said our loan papers are so full of holes it looks like swiss cheese, our loan was closed in Boca Raton Fl-- can you say robo signer! Stay away from BOA, now we have lost the house, but now I am getting Modification paper work?? go figure.
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