UMR Informative - UMR is a joke - Health Insurance
I work for a Health Plan in Arizona, and have had UMR for 2+ years. I'm a single male and don't go to the doc or hospital very often. Well that being said in 2010 when I did have to go to the Dr. and found I needed to have a minor surgery, I was ok let get it over with. Well UMR has denied not only claims to see my PCP, they have denied EVERY claims filed that year. And now my premiums have gone up (get this) 300% to be under the same plan and to add my son. yes I was paying $30 (montly) now I am paying $167 a pay check! Who are these people and why do they call them selves an Insurance company. I vowed to not visit any hospital or Dr this year because I don't want to end up with over $3000 in medical bills this year, as I can't afford the ones from last year. As for my Son I am scared to death what would happen if we had to go to the Dr. at this point I now understand whey people stop working and get on Medicaid (AHCCCS) because its cheaper than working for your insurance.
I work my butt off to pay my Rent, and Insurance...UMR and my job just made it 300% harder to live, but what can I do? The State of Arizona is giving Medicaid out to everyone left and right...But because I work for my money I can't even get assistance. but if I stop working, I will get
SECECTION 8 RENT
Why work if I just stop working they just give me everything I work for...for FREE!!!