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Liberty Mutual Insurance Co Informative - See you in Court! - Fraudulent billing when I closed my account
Fraudulent billing when I closed my account
P, ARIZONA -- I'm taking Liberty Mutual to court for there fraudulent billing. When I closed my account "Because they almost tripled my insurance cost" They made up a fraudulent bill for money I didn't owe, as well as sending that fraudulent bill to a collection agency. I went to The BBB, The Surgeon General and several other web sites, there fraudulent billing turned into fraudulent replies to Government Agencies. The only way to get them to stop this regular practice is to take them to Court and sue them for all you can. Read your Contract, It says if you commit insurance fraud they can charge you a penalty of $15,000.00. Local courts are far from that much, so go for the max! It cost you up front but you get that back when you win, Plus damages, especially if they sent it to a collection agency. You may think you don't know who to sue, Any name on any of there documents will work. All you have to do is go to your local court and file. I have found your not going to get anywhere till you stand in front of the judge with your evidence in hand, Otherwise all they have to say is "they didn't do it". If we make it cost them this way they will stop commiting the frauds in the first place. LET'S ALL STAND TOGETHER !!!!
Comments:
Posted by Kurizumaru on 2011-01-11:
Did you mean the Attorney General instead of the Surgeon General?
Posted by MJGoldfarb on 2011-01-11:
Just curious - what does the Surgeon General have to do with this?
OOPS - someone else beat me to it!!
OOPS - someone else beat me to it!!
Posted by PepperElf on 2011-01-11:
Good point. The Surgeon General usually does things like tell you to stop smoking.
Posted by spiderman2 on 2011-01-11:
You would need to file a complaint with the Insurance Commissioner in your state. The BBB really has no power and I don't know what the surgeon general has to do with this complaint. Without the details (what kind of insurance, how did they overcharge you, what was the chain of events, etc.) this complaint just sounds like rantings from an angry person.
Posted by saj80 on 2011-01-11:
spiderman, an angry person who owes the money.
Posted by PepperElf on 2011-01-12:
Yeah the BBB is pretty much the same as M3C or PFB just bigger and with some stickers they'll let your business put up.
Though there's been some scandal about the BBB selling good ratings. Some group in California created a fake company called "Hamas" (yes named after the terrorist faction) and paid the BBB... They received an A-minus rating.
So really the BBB won't do much if the company doesn't care. And the Surgeon General will just tell you stop smoking.
Though there's been some scandal about the BBB selling good ratings. Some group in California created a fake company called "Hamas" (yes named after the terrorist faction) and paid the BBB... They received an A-minus rating.
So really the BBB won't do much if the company doesn't care. And the Surgeon General will just tell you stop smoking.
Posted by living.live on 2011-07-05:
Update
I went to court, I stated my case, The Judge put me on the witness stand, I was badgered by Liberty Mutuals Aturney about what was on a paper that I could not see from the stand, I stated my case again, the Judge left without saying a word. That was all. Not even a verdict. After calling and complaining about not recieving the verdict they say it got lost in the mail, 25 days later they hand delivered the verdict to my mail box - Judgement in favor of Liberty Mutual. I only had 3 days to file my appeal after the Judgement.The Magistrate said they don't record prociedings, so bring your own so the same thing wont happen to you. They were never questioned and never had to answer to any of my evidence, a legaly binding contract as well as letters from them proving there fraud every step of the way. What is it going to take to get justice?
I went to court, I stated my case, The Judge put me on the witness stand, I was badgered by Liberty Mutuals Aturney about what was on a paper that I could not see from the stand, I stated my case again, the Judge left without saying a word. That was all. Not even a verdict. After calling and complaining about not recieving the verdict they say it got lost in the mail, 25 days later they hand delivered the verdict to my mail box - Judgement in favor of Liberty Mutual. I only had 3 days to file my appeal after the Judgement.The Magistrate said they don't record prociedings, so bring your own so the same thing wont happen to you. They were never questioned and never had to answer to any of my evidence, a legaly binding contract as well as letters from them proving there fraud every step of the way. What is it going to take to get justice?
Posted by living.live on 2011-07-05:
To see the legal documents go to livinglive.tripod.com
Posted by PepperElf on 2011-07-05:
Ahhhh that's why this person left me a note on my blog.
As for viewing the documents, no thank you. Besides if the judge didn't take your side there's not much else you can do about it I guess. They're not obliged to agree with you.
As for viewing the documents, no thank you. Besides if the judge didn't take your side there's not much else you can do about it I guess. They're not obliged to agree with you.
Posted by living.live on 2011-07-06:
A Legaly Binding contract has to considered in court. They say my contract was for $488 and the contract says $400. They say I owed $79 for past due and the contract shows a credit of $19. As far as I am concerned that is proof beond any doubt.
Posted by spiderman2 on 2011-07-06:
Pepper, you really need to go read them, it explains a LOT about this and our friend Wanda. Wanda, you redacted almost all of your identifying information, but you should probably go back and redact the rest. No one is going to donate to your legal fund over having to pay $23 for your car insurance.
Posted by living.live on 2011-07-09:
Liberty Mutual did more then over charge me. They sent a fraudulent bill to collections to deliberately damage my credit. Especially now days your credit is very important and Liberty mutual attack mine. It is the only mark on my credit. I have to win this to clear my credit. On there contract it says they can charge you up to $15,000 for fraud. I think they should be held to there own standards and be charged at least half. They not only sent fraudulent information to consumer agencies threw USPS but used that fraudulent information in a court of law. There is probably more then 10 fraudulent statements on there letter and I have proof of every single one. I would be happy with just getting my credit cleared, the money can go to my towns Christmas light funds, if that's what it takes. What matters me the most is them not getting away with this.
Posted by living.live on 2011-07-28:
It has now been over a year since I started this fight and I still don't have a date for the Appeal. Since I have put this in the local paper a few times, I am hoping this Judge wont ignore the contract evidence.
Posted by living.live on 2011-09-21:
Justice for all? They win?
What do you think?
livinglive.tripod.com
I closed my account with Liberty Mutual and they billed me for an extra month, even sent me an updated contract to confuse me, as well as anyone I speak to about this.
Then sent a fraudulent bill to my bank account that caused an over draft of $33, and Liberty Mutual charged me $25 for retrieving the money they fraudulently took from me and sent a fraudulent bill to a collection agency for a different amount then they fraudulently took.
This fraudulent bill put a black mark on my spotless clean credit record. Just like my driving record, not even a parking ticket.
The updated policy shows $19 credit.
Liberty Mutual took $46 from my bank account for past due "before the 19$ credit balance",
putting me over drawn by $5 + $33 overdraft charge.
Liberty Mutual then sent a fraudulent bill of ____ to a collection agency.
Though still not rightfully there's, That amount wouldn't have put me over drawn
I didn't think they should get away with these illegal practice,
It happened to me so many times when I was young.
So: I went to Magistrate Court, The Judge walked out of the court room without trying my case and with Liberty Mutual never having to answer to the contract I have in my possession. About 3 weeks later I had a verdict letter in favor of the Defendants delivered to my front porch.
My evidence "A legally binding contract"
There evidence "They didn't do anything wrong"
I filed an appeal and that went just as bad.
The Judge dismissed the case because the Defendants were not properly notified, Though they were there at the time to state this fact. The Judge told me to get an attorney.
Later I received a bill for ____ from the courts.
This is after the $150 for the Magistrate and $130 for the appeal.
Yet NO ONE has entertained the contract I have in evidence.
Now how could I possible owe the courts more money?
I thought the money paid to the courts was for court cost and defendant notification, Like the Magistrate Court.
And now why is the courts billing me for more money?
I paid for the case and it was dismissed without trial.
I have tried to talk to attorneys, but they all say it's not worth the fight, I can't get any help.
In my opinion they committed fraud and deliberately attack my credit score without cause.
Why should the amount make any difference.
Is it OK to over charge people and commit "what I think is" a fraudulent attack on there credit,
due to there lack of ability to fight it?
I feel they deliberately do this sort of thing to there lower customers,
They know we don't have the time or money to fight it.
There right
It cost me allot and they won.
I thought Small Claims was so the general public could get justice too.
It has been well over a year.
Cost me about $300 in court fee's.
Still no one compared the contract with what they are saying now.
They win against there own contract.
Contract Balance $19 credit
Liberty Mutual says $23 past due
Contract premium $400
Liberty mutual says $488
How much more clear can it get.
Yet they win!
What do you think?
livinglive.tripod.com
I closed my account with Liberty Mutual and they billed me for an extra month, even sent me an updated contract to confuse me, as well as anyone I speak to about this.
Then sent a fraudulent bill to my bank account that caused an over draft of $33, and Liberty Mutual charged me $25 for retrieving the money they fraudulently took from me and sent a fraudulent bill to a collection agency for a different amount then they fraudulently took.
This fraudulent bill put a black mark on my spotless clean credit record. Just like my driving record, not even a parking ticket.
The updated policy shows $19 credit.
Liberty Mutual took $46 from my bank account for past due "before the 19$ credit balance",
putting me over drawn by $5 + $33 overdraft charge.
Liberty Mutual then sent a fraudulent bill of ____ to a collection agency.
Though still not rightfully there's, That amount wouldn't have put me over drawn
I didn't think they should get away with these illegal practice,
It happened to me so many times when I was young.
So: I went to Magistrate Court, The Judge walked out of the court room without trying my case and with Liberty Mutual never having to answer to the contract I have in my possession. About 3 weeks later I had a verdict letter in favor of the Defendants delivered to my front porch.
My evidence "A legally binding contract"
There evidence "They didn't do anything wrong"
I filed an appeal and that went just as bad.
The Judge dismissed the case because the Defendants were not properly notified, Though they were there at the time to state this fact. The Judge told me to get an attorney.
Later I received a bill for ____ from the courts.
This is after the $150 for the Magistrate and $130 for the appeal.
Yet NO ONE has entertained the contract I have in evidence.
Now how could I possible owe the courts more money?
I thought the money paid to the courts was for court cost and defendant notification, Like the Magistrate Court.
And now why is the courts billing me for more money?
I paid for the case and it was dismissed without trial.
I have tried to talk to attorneys, but they all say it's not worth the fight, I can't get any help.
In my opinion they committed fraud and deliberately attack my credit score without cause.
Why should the amount make any difference.
Is it OK to over charge people and commit "what I think is" a fraudulent attack on there credit,
due to there lack of ability to fight it?
I feel they deliberately do this sort of thing to there lower customers,
They know we don't have the time or money to fight it.
There right
It cost me allot and they won.
I thought Small Claims was so the general public could get justice too.
It has been well over a year.
Cost me about $300 in court fee's.
Still no one compared the contract with what they are saying now.
They win against there own contract.
Contract Balance $19 credit
Liberty Mutual says $23 past due
Contract premium $400
Liberty mutual says $488
How much more clear can it get.
Yet they win!
Posted by Justice-4-All on 2011-09-21:
Justice for all?
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