Consumer Services Complaint - Constant Calling - Credit Card Debt

Review by BJHarris on 2011-02-03
I am being called constantly about credit card debt. It is a recorded message saying that if I have credit card debt in excess of $ 3,000.00 to stay on the line a person will help me. I stayed on the line 2 times and told the person that finally talked to me that I didn't want any more calls and yet the calls continue.

I have received in excess of 15 calls. The last 4 calls have come from different numbers, but they all have the same message.

Some of the calls have an 800 number and others have a regular area code.
Comments:12 Replies - Latest reply on 2011-02-04
Posted by MDSasquatch on 2011-02-03:
I AM GOING TO BE POLITICALLY INCORRECT FOR A MOMENT. I was getting about 7-10 calls a month from the local paper trying to get me to subscribe. I asked them to stop calling and to add me to their "do not call" list. They kept calling. I finally had enough and said to the girl that called me last "it is so nice that retards like you can get jobs, but I don't want or need any newspaper" She told me how offended she was and actually started crying. I never heard from them again. Just last month, I was getting calls from some company out of Utah offering cash for taking a survey. After about the 10th call; I got very polite and said in a very calm voice "why don't you get an airline ticket, come on out her to Maryland and kiss my a$$" She hung up and I haven't heard from them again.

Point being, when being nice doesn't work, find a way to get on the belligerent customer list.

2nd point, I am on the Do Not Call Registry and in my daily life I am a very nice person.
Posted by Anonymous on 2011-02-03:
LOL, I like your style MDSasquatch.
Posted by tnchuck100 on 2011-02-03:
In all likelihood the number you are getting on your caller ID has been spoofed. That is how they get around the Do Not Call registry. You can't report them because you have no reliable identifying information.

I also like MDSasquatch's approach.
Posted by Pepper on 2011-02-03:
It's a scam.

I answered the phone for Mom on purpose and they will NOT reveal which bank they're associated with. They refuse to answer the question.

then put your number on the do not call list. - it takes a month to process.

If they keep calling back, report them to the FTC, especially when they refuse to tell you what banking or financial company they're associated with.
Posted by tnchuck100 on 2011-02-03:
Pepper, I have been on the Do Not Call list since day 1. I still get these calls. What are you going to report to the FTC? They are not telling you who they are and the caller ID is spoofed.
Posted by jktshff1 on 2011-02-03:
Momsey, I do the same thing, but am not as polite.
Posted by Disaster Worker on 2011-02-04:
Have you ever heard of Tom Mabe, the comedian that has fun with telephone solicitors? If you haven't, Google him and listen to the one where he is the police detective. I wish I could think of something clever to do as fast as he does.
Posted by Pepper on 2011-02-04:
tnc - i could be wrong but i think some phones still show the real number even when it's spoofed?

i know mom's phone often shows if the call is "out of area" but then will show a number below it as well.

or you could always do what i did and ask them what bank they're associated with until they go away.

or just play lambchop's "song that never ends" to them... on repeat >:)
Posted by tnchuck100 on 2011-02-04:
"tnc - i could be wrong but i think some phones still show the real number even when it's spoofed?"

Spoofed is spoofed - there is no second number to display. "Out of Area" is what many caller ID's show when there is no caller ID number information available or there is no name information.
Posted by Pepper on 2011-02-04:
ah ok.

well then try my ideas.
annoy them with questions or lambchop *evil grin*
Posted by Maggie on 2011-02-04:
I was getting a bunch of those. So one time I stayed on the line, and when the girl came on the phone I asked for her justification for violating the Do Not Call list. You've never heard anybody hang up on you so fast.
Posted by Kenneth on 2011-02-04:
What I find works is that I just ask them (male or female) "are you wearing thong underwear? What color?" If they don't hang right up, I go from there. I can outlast them. I actually one time had a guy whose interest was sparked, but even he eventually gave up.

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