Bank of America Complaint - Scummy practices
In 2005 I opened a business and received a BofA business credit card. Unfortunately, my business failed and I declared bankrutpcy in 2008 both for the company and personally. BofA discharged the card in the bankrutpcy but then held me personally responsible for the debt (I don't recollect signing personally but could have). The biggest issue was that they NEVER notified me that they would be holding me personally responsible and I never heard from them between 2008 and January 2011 when I received a 1099 for $16K of income. Had they notified me I would have been able to include this in the personal bankrupty which is what the process is for...instead they just held onto it until they could make me claim it as income. I hated declaring bankrutpcy and was ashamed but had no choice to protect my family. This is just foul play on their part to make sure I "pay" somehow.