Litton Loan Complaint - Litton Loan assisted my ex with one last jab at me by fraud
Maybe you know someone who can help me.
This is the icing on the cake for me, the end to a very financially and verbally abusive marriage.
Litton Loans last dig at me with help of my ex.
I will try to nutshell this. I left my ex husband, home mortgage was in my sole name. When I left the home was past due, and I could not afford to keep it and didn't want to keep it. Contacted Litton to discuss deed in lieu of or other alternatives. My exhusband somehow negotiated a modification, increasing the loan balance and signed for it by himself. Although he was never on the mortgage, he was on the property but that doesn't matter as he was not on the loan. After he modified the mortgage I contacted litton and told them I did not approve of this. They said it was done and did not reverse it. I told them what they did was fraud, allowing someone else to modify a mortgage in my name without my signature or consent. I asked if the loan went into default who would they go after, they said me, not my ex, and he would not be a part of it. He only modified the mortgage because we were going through divorce and he is a game player, wanted the property listed as a debt he is paying to reduce what he should pay me, to look good to the courts at the time, and so much more to it. So now the divorce is done, he has stopped paying for months now, finally moved out, and they are foreclosing - ON ME. I attempted to do a short sale, but we owe taxes and the IRS would not follow through with the process without litton agreeing to the short sale, which they refused to do. I have just been told by my agent that the house will go into foreclosure now, litton did not cooperate from the beginning.
They modified a mortgage I did not want, I have docs with my exs signature on them
They did not cooperate and steered me away from a deed in lieu of
My ex stopped making payments as I forecasted would happen after the divorce
They did not cooperate with the IRS or my agent to complete the sale (short sale)
They (according to my agent) are now going to foreclose on the property
Issues: I did not want the modification to complete, I did not want more money on my credit, I wanted a deed in lieu of, now the home is foreclosing which is worse than a short sale or a foreclosure and I am in enough of a financial mess due to my ex and don't need this. All he did was to destroy me financially and emotionally and Litton played a big part in helping him do this.
Can someone help me...
PS. I had in the beginning when my ex signed for the modification contacted several attorneys regarding the illegal modification. They all pretty much treated me and one even asked what my problem was, I should be lucky because I got the modification and wouldn't that be better for me anyway. I pleaded, knowing my ex husband and his games, to help me get this undone, no one helped me. So as a result, the above is what happened. He has ruined me through abusive financial, verbal, and physical acts, this is just the icing on the cake now. I walked away with all the debt and what I could take of belongings, he walked away with all the assets, company business, and none of this on his back. He is even sending the IRS after me still instead of taking responsibility.