Wachovia Corp Compliment - Wake up! - Checking
I see many complaints about overdrafts here. I have had some overdrafts in the past with Wachovia, but unless you make a lot of mistakes, they have always cancelled those fees to me. Just need to talk to them and say "I am sorry, won't do it again" or something like that. Thera are other banks that will not do that.
Well beside this, I see you people dealing with overdrafts over checks. HEY, WAKE UP, WE ARE IN THE 21ST CENTURY!! checks are old way to do things, actually I tought you can only see a check in the museum. he he
Really guys, That is why the check card was made, to replace the old inneficient time wasting checks. If you stop using checks, you will have a much better time, and very few, or no overdraft fees anymore. Wachovia gives you the option of setting your account in which they decline unsufficient funds transactions instead of paying them and charging you overdraft feed, but guess what? that nice option is only for checkcards, so if you use a check, you will always get overdraft fee.
Don't write a check and wait 2 weeks to be cleared, pay with check card and have the money immediately cleared. it will keep you out of trouble.
So, it is not wachovia's fault that you get 500 overdraft fees, it is YOUR FAULT! for not keeping on with new technology and not being well informed.