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Crooked State Farm Complaint - State Farm is ONE neighbor I never want to have again

Review by Mr. Top on 2011-03-15
GARNER , NORTH CAROLINA -- State farm is a great neighbor if you don’t mind shelling out your premium money and then God forbid you have a claim.

Recently I received a letter indicating my auto insurance rates will be raised due to a 5 mile over the speed limit ticket and a minor auto claim. Not only do I insure my two vehicles with State Farm, we also have Home, Life, Umbrella, and disability policy with State Farm insurance.

There is ZERO faith that State Farm insurance has in there policy holders. There are allot of other insurance company’s and this seems to be the right a consumer seems to have, leave State Farm insurance

Pay your premiums but put a claim in and up with your rates in a heartbeat State Farm Insurance is A CROOK out to get you... Stay away and beware there is NO forgiveness of any kind with this company. Even if you pay your bill and are never late. State Farm is one Neighbor I NEVER WANT TO HAVE AGAIN
Comments:26 Replies - Latest reply on 2011-03-16
Posted by trmn8r on 2011-03-15:
I believe the problem is the three-letter word "and".

I received a minor (?) traffic violation for going through a Stop sign a year ago. Worried, I called my State Farm agent. They assured me that I would have no penalty of any kind for it.

State Farm doesn't like accidents, like many insurance companies. I have a "good driver" discount", which I assume will be lost if I have another infraction. An accident may cause worse damage.
Posted by Mr. Top on 2011-03-15:
State Farm is a multi billion dollar corporation. They don't care about anyone but themselves. There is zero loyalty to customers. Its sad but it the truth. My agent said but i have always treated you well. But what Mr. Honeycutt fails to see is, he represents State Farm which is a representation of his character. It is again i will say Sad that this corporation is sucking every cent from there customers.
Posted by trmn8r on 2011-03-15:
I have been a State Farm customer since 1980, and I have never had an issue or had my rates increased because of traffic violations or an incident. I had three substantial comprehensive claims due to deer strike, hit and run driver, and a tree limb falling on my car. State Farm gladly saw that my car was repaired properly, without expense to me.

I think the reason they can keep their rates low (in my opinion) is they value good drivers. I'm sorry you are disappointed with them.
Posted by MDSasquatch on 2011-03-15:
My car was hit by a hit-and-run driver in a mall parking lot - State Farm paid the claim

Struck a deer on the way to work - State Farm paid the claim

Ice from a big rig demolished my windshield - State Farm Paid the Claim

Rear Ended by a 16-year-old underinsured misfit - State Farm paid my claim.

Not Once has my insurance gone up; in fact, my agent showed me how adding another policy actually helped save me a few dollars.
Posted by DebtorBasher on 2011-03-15:
I didn't know the police wrote speeding tickets for only 5mph over the speed limit.
I was just going to post a Compliment for my State Farm Insurance...
Posted by tnchuck100 on 2011-03-15:
DB, most veteran police officers will not usually write a ticket for 5 MPH over the limit. The exceptions might be a rookie officer "Hot Dog" or "John Wayne syndrome" or, the biggest exception: driver attitude.

I had a situation where I had intended on a verbal warning but when I was confronted with a "You don't have to give me a ticket and I can prove it!" opening statement from the drive it DID change the result.
Posted by DebtorBasher on 2011-03-15:
I gotcha Chuckie...or maybe they were trying to reach their quota at the end of the month...
Posted by tnchuck100 on 2011-03-15:
DB, In my department we NEVER had a quota.
Posted by DebtorBasher on 2011-03-15:
I don't know if any department does...I just always hear people saying to watch during the last week of the month because they have a qouta...I never knew if that was true or not, but I did notice the police radars set up more towards the end of the month.
Posted by Anonymous on 2011-03-15:
I have heard of tickets for 5 mph over (but it isn't normal that they will even pull you over to issue a warning for that). 5 mph over on the interstate is very different that 5 mph over in a school zone or a work zone for example. And if they even detect a corner of 'tude...it's all over then.
Posted by Anonymous on 2011-03-15:
Its quite possible the officer gave the OP a "break" and cited him for going 5MPH when in reality, the OP was actually driving 10-20 miles over! Cops will sometimes "cut you a break" on a speeding ticket and reduce the number of miles you were speeding by on the ticket, which I believe at least in CA, reduces your fine and any penalties imposed by your insurance. I know this for a fact because a) it happened to me on my one and only speeding ticket (cop claims I was going 20MPH over which is BS but "did me a favor" and ticketed me for going 10MPH over. And b) my husband is a cop.
Posted by DebtorBasher on 2011-03-15:
That's a good point too, Samantha.
Posted by Nohandle on 2011-03-15:
I've had some pretty costly claims with State Farm through the years. They never once increased my premiums or threatened to cancel. Let's all knock on wood right now because it may happen someday for me.

Some areas have what once was referred to as a 'Speed Trap"..yes sir, they would park behind a billboard and wait for the out of towner's to pass through their lovely village. It kept the local policeman somewhat busy.
Posted by Slimjim on 2011-03-15:
The problem is, whether it is 1 mile or 100 mph over, it still is a 3 point moving infraction, and that's all the insurance company sees. Add that to the claim, especially if it all happened during one policy period, and it isn't hard to imagine a rate increase coming.
Posted by Mrs.Cole on 2011-03-15:
Do you know what I hate??!! Those speed cameras... a picture of a license plate says it all!!... HA HA

Posted by Anonymous on 2011-03-15:
I just got a ticket from one of those stupid speed cameras. $208 for going 52 in a 40 zone. Traffic school here I caome
Posted by DebtorBasher on 2011-03-15:
If y'all lived in Basherville, you would be ticketed if you drove even 1 mile over MY speed limits!!!
Posted by jktshff1 on 2011-03-15:
I've found that 4 mph over is pretty much the limit.
Another question, why speed except in a true emergency? It amazes me that someone speeds and complains about getting caught. Like my kids use to get mad when I punished them for breaking curfew. Kinda like I'm not sorry I broke the law, I'm mad I got caught.
That being said, I think this may have been posted here before, it's a speed trap locator
http://www.speedtrap.org/
Posted by Nohandle on 2011-03-15:
I don't know if you went to court or not Shorty but it's my understanding traffic court is the funniest place to be for entertainment. Well.... if you aren't the one standing in front of the judge at the time.
Posted by Anonymous on 2011-03-15:
Nohandle, been to traffic court many times. It is quite entertaining. Some people have the funniest excuses for why they broke the law.
Posted by Anonymous on 2011-03-15:
I, for one, do not speed. The posted limits allow me to get to my destination in a timely manner. If not, I leave a little earlier, instead of rushing. Besides...I got all that out of my system on the race tracks years ago.
Posted by Anonymous on 2011-03-15:
Actually, it's even funnier what some people wear to traffic court. I know you don't have to dress up, but some people dress way down. I saw one guy wearing a shirt with Snoop Dog on the front blowing out a puff of smoke and on the back of the shirt was a huge marijuana leaf. Now how is the judge gonna take you seriously? Some girls wear little booty shorts and halter tops (probably hoping for a male judge).
Posted by MRM on 2011-03-15:
Little Little, what kind of outfit did you wear to traffic court?
Posted by MRM on 2011-03-15:
When I went to pay my fine, I didnt have to go inside the courtroom and face the judge. I just went to the cashier and pay my fine.
Posted by Anonymous on 2011-03-15:
I always wear jeans (or pants if I'm on my way to/from work) and a shirt that doesn't show any boobs or belly.
Posted by Anonymous on 2011-03-16:
The amount of money individuals shell out each and every year for something that "might" happen still astonishes me. What if nothing ever happens? I've had ONE ticket in my entire driving life. Stands to reason that I should be reimbursed some or all of that money at a certain point and time in my life. I applaud the companies that are adapting that philosophy and "giving back" after certain periods of time with no accidents or claims.

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