BB&T Complaint - Dirty Bank Polices - Checking

Posted by Anonymous on 2011-03-20:

This is weird. Are you sure when you cashed the check, that they didnt place a hold on your available funds to cover the check? If you used your debit card and didnt have the available funds to cover any charges, thats where the OD charges came from.

Posted by trmn8r on 2011-03-20:

The check may not have been processed until 11pm or midnight, when all the items on your account were processed for the day. An debit card or ACH may have rolled out prior to this, other checks may have come in after the the one you cashed, and been placed ahead of the one.

You need to contact the bank during the hours that they can help, and get an explanation.

Posted by Anonymous on 2011-03-20:

If you keep a check register you would know exactly how much money you have in your account at all times. When you bank by balance checking, you're bound to make a mistake.

Posted by Nohandle on 2011-03-20:

I've always kept a check register and have never done online banking as many do to check balances. I don't pretend to understand the system but too many folks make a deposit to later discover the deposit was held for x number of days. I guess my point is check register or not it won't do you a lick of good if your deposits aren’t posted for a period of days.

Posted by MotleyCrueGuy on 2011-03-20:

You need to talk with them before posting here. First, did you possibly buy gas on your debit card that day or before? Secondly, did perhaps any automatic debts hit that night?

Posted by Bryan on 2011-06-21:

Could have been any of the above, or a simple bank error. Just ask them, it might be.