Donegal Insurance Complaint - Donegal Insurance is bogus
Resolution Update on 07/01/2011:
My insuraqnce made a full recovery from donegal and my insurance sent me my deductable. Im still glad i had full coverage tho or else i would have had to pay to fight doegal in court
MARIETTA, PENNSYLVANIA -- My vehicle was parked outside my home on 3/6/11. A lady came past and hit my truck right after hitting 2 other parked cars. I turned the claim into my insurance company which is Nationwide to get the ball rolling because I have full coverage (lucky for me). Now 5/17/11 I get a letter from DONEGAL INSURANCE (driver at fault) stating. "We have completed our investigation of the above captioned matter.
Due to MS. ________ experiencing a medical emergency there is no negligence on her part and we are not able to consider payment of your claim".
Now I understand about coverage limits but Donegal just refused to pay at all. Because their client had a medical emergency? So for instance, if I am driving and I black out or something happens to me physically where I can't control my vehicle, it is not considered my fault? That is ridiculous. So in a nutshell they are saying if you did not mean to wreck its not your fault but if you intended to wreck that's ok then we will payout on your behalf.
How are you considered not at fault by your own insurance company when you where the only person driving in the accident and you hit 3 parked cars?