Golden Rule high deductible
I got Golden Rule health insurance when I was out of work. I just wanted hospitalization just in case something happened. They would pay 80% after a 1500 deductible. I would probably never use this insurance, but I wanted to have it just in case I had to go to the hospital. A year later, the premium goes up for no reason, I never had a claim, hundreds of dollars, but they send a letter saying, if you up your deductible to 2500, the premium will stay the same, so I took that option. Fast forward another year, and they did it again. The premium is going up hundreds, but if I take a 5000 deductible, it will come down almost to where it was. At this point, this insurance is not worth it anymore to pay coverage on something I would probably never need. If I did have to go to the hospital I would have to pay the first 5 grand before they would start to pay 80%? I'm dropping these people.