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StarEmpty StarEmpty StarEmpty StarEmpty StarBy -
Rating: 1/51

WYTHEVILLE, VIRGINIA -- I would like to ask why that our mail goes to Greensboro NC and it takes at least six days for any of our mail to get to where it belongs? Now I could drive to Greensboro faster than the mail get there and every things I send out is always late and this makes me to pay late charges. I am not the only one with complaint, many are question this US Postal. Something has got to be wrong in our town and others. Could you have Fed Ex to build a ground hub so this would improve mail? Just asking? This needs to be taken care real soon for it's a nightmare. Please take this as being fed up with the system.

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Schedule Changes
StarEmpty StarEmpty StarEmpty StarEmpty StarBy -
Rating: 1/51

MICHIGAN -- We booked and paid in advance for 2 round trip tickets from DTW to SFO with stop in PHX. We were traveling from 9/05/2015 to 9/12/2015. We received an e-mail shortly before our 9/05/15 departure and were informed that departure times were changed for our return flight. This didn't work with our Trafalgar tour schedule. We called US Air several times and got a recorded message that they were busy and call again. After many tries we tried another phone number and received a message to please hold and someone would be with us shortly.

After one hour and 10 minutes listening to that horrid music we finally got an agent. We explained our plight about the departure time and being left in PHX without a flight back to DTW that we had paid for. She said, "sorry there were no flights". We explained that they couldn't just leave us there as we had paid for a round trip. After many options, one being a red-eye out of SFO we decided to go with the original flight that would have us leaving our tour one day early, paying for a shuttle to take us from Monterey to SFO at $95.00 only to get to SFO and find that our flight is delayed making our connection in PHX impossible.

We appealed to an agent at the desk and she diligently worked to find us a flight from SFO to Philadelphia and then on to DTW. We can't believe that US Air is so insensitive to the plight of travelers. And it will be a cold day before we use them again.

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Avoid Flying US Air
StarEmpty StarEmpty StarEmpty StarEmpty StarBy -
Rating: 1/51

My wife and I recently traveled from our home in South Carolina to San Francisco and back. The trip west was uneventful and Delta was fine. But on the US Air flight from San Francisco to Charlotte NC at 1:05 PM on Wednesday Aug 13, 2014 we saw two attendants ahead of us but only one taking boarding passes. There was a second attendant who was looking at everyone's carry-on bags.

As the line slowly progressed, it became apparent that a carry-on luggage drama was unfolding and when we got to the boarding pass scanner we saw a young woman, perhaps 16 years old, prostrate on the floor, crying her eyes out while sobbing to her cell phone, that US Air would not let her carry her bag on board even though she had carried it on before.

She had what looked like an art portfolio, probably containing her summer's work, or perhaps her life's work. It was about 20” x 30” x 3/4 inch and perhaps one-fourth the size of the carry-on garment bags that I saw hung in the cabin when I boarded. It would have easily fit where these bags were hung–I looked. Had the US Air worker had even a nanogram of empathy, she could have easily accommodated the young woman, but empathy (and common sense and courtesy) were not present.

When my wife passed the boarding pass scanner, the woman demonstrated that her lack of empathy was not personally directed at the young woman, but at the world in general. She rudely (are US Air employees told not to use the word “Please” when conversing with their customers?) told my wife she couldn't board because she had three carry-on items–a purse, a book bag, and an envelope (4 in x 18 in by 1/4 inch).

She made my wife put the envelope into the book bag. I have no clue what made this US Air employee so spectacularly unable to deal with the public on this day, but it left a bad taste in my mouth. Nearly every passenger on the plane about 190 of us, were commenting about the scene we had witnessed. And all felt the same as I.

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US Bank Car Lease
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PO BOX 2188, WISCONSIN -- I just completed a 3-year lease on a 2007 Honda CR-V and, since I had a very low payoff, decided to trade it and buy a new car. Imagine my surprise when the dealer was quoted a payoff amount almost $9,000 more than my payoff. When I called US Bank they said, "we're under no obligation to sell anyone the car at YOUR payoff except for the dealership you leased it from."

Where was this in my contract? Oh, it wasn't! Nor were the fees I am now having to pay to BUY my car in order to keep from losing all my "equity". I guess I'm just lucky they aren't finding a way to charge me wear and tear. I'm still struggling with the buyout paperwork. Evidently, if everything isn't sent in the same package on the same day by registered mail by a certain date, it doesn't count. There is no way these people should be allowed to continue to operate.

Updated to add: In response to the 'comments' that have been added: I put the word "equity" in quotes in my complaint for a reason - I never expected equity in my lease; however, the managers of three separate dealerships have used that term, thus, I used it here. I am well aware how a lease works and what it is and is not. I am well aware of how to read a contractual agreement and so is my attorney.

Even the dealership where I leased the car could find no such clause in my contract. It is not there. They supposedly had no idea they were the only dealership who could purchase my lease for the residual value. No one I have spoken to has ever heard of a leasing company trying to "sell" a leased car to a dealership for $9,000 more than the RESIDUAL value clearly stated in the contract. Even US Bank has admitted it is NOT in the contract nor are the fees for purchase spelled out in the contract.

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Negative Balance Fee... A Hidden Nightmare
By -

MEDFORD, OREGON -- We opened a checking account with U.S. Bank using their website. I electronically transferred the minimum required funds into the account and ordered my checks. I subsequently decided to hold off using the account while I dealt with auto-deposit and Bill Pay issues with my existing bank. At no time during the process of opening the account was it made clear that I would be assessed a daily "negative balance" fee of $7.00 if the account balance were to drop below zero for reasons other than a check or debit card transaction.

I'm certain that they do provide notice in the fine print, but it is not placed such that consumers would notice or understand what it means. I consider myself a fairly intelligent person and I did not notice it. If I had, I would not have done business with them. On with the story... From the time the checking account was opened the only activity was the initial deposit and the monthly service fees assessed by U.S. Bank. No checks or debit card transactions of any kind were posted against the account.

After a number of months, the monthly service fees ate up the initial deposit and put the account into the red. On that very day, U.S. Bank began assessing a $7.00 per day "negative balance" fee. Thankfully, my wife and I caught that within a week of when it started. Still, with no activity, and therefore no transactions to deal with, the bank would still charge us $210 per month until the account is closed. Now here's the catch... they won't close the account until you pay the accrued "negative balance" fees. They will NOT waive the fees. Even if you never wrote a single check on the account! So much for the so-called Five Star service!

We ask ourselves "What if we had moved? What if we were out of the country for many months? We would have been accruing "negative balance" fees at the rate of $210 per month!" What a shock that would be if you then found out a YEAR later when you then owed them over $2500 and never wrote a single check! Don't do business with these folks!

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Recent Call To "Customer Service" Leaves Me Talking Like A Pirate: Arg!
By -

MARSHALL, MINNESOTA -- US Bank Office Equipment Finance Services (OEFS): TERRIBLE! This is the "financing tool" that copier companies sell their accounts to. US Bank OEFS can't get their head out of a hole-in-the-ground! I've been a client for decades, and they do not communicate well with the companies from whom they buy these contracts (the copier seller). OEFS is "greedy" in late fees, when it can take 16 days for an invoice leaving their office to reach my desk, I have to sit down the day I receive the invoice and pay it or they claim they don't get it in time. What is that? Is it really my fault that their "payment processing center" is so slow. It is probably in Pakistan!

So I recently called customer service... Three months ago I provided proof of property damage insurance on this copier, but, hmmm, they can't find it, (this after a verbal acknowledgment back when I faxed it) so I'm contacting my commercial insurance agent again. She said: "We did this 3 months ago... Oh, it's US Bank, they are notorious for this.” So I'll have to do the process again. And I can just forget about the $30/monthly “Prop Damage Surcharge” I've been charged all these months.

Further, not one, but two “customer service” reps just got sarcastic and condescending with me. The first representative was just plain snotty, but when I pressed for a manager, she (the manager) accused me of taking “a tone” with her and called me sarcastic (which I was not). It quickly became clear that these “customer service” ladies were neither service-oriented or customer-friendly. Saving grace: It is “Talk like a pirate day”. So: Arg!

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Child support payments - U.S bank Reliacard best option if you have no bank!
StarStarStarStarStarBy -
Rating: 5/51

SIOUX FALLS, SOUTH DAKOTA -- OK, for the past few months I have been scoping at other options to get my child support put into a different account than my social security. With no luck, I contacted division of child support and they got me a US BANK Reliacard. My first payment came today, exactly on time, no fee to take out of US Bank. I got an alert my payment came in early this morning and took out the funds a few hours later. I also got a email. It was very easy, quick, and no fees. I highly recommend people get this card if their state offers it, for disability or child support. It makes it easy without the fees of the cards like Netspend, Rush Card. Those have been proven to cause a lot of problems.

This card, I can honestly say, is working for me! Then, my funds for my son's child support are separate and I know exactly where it is and how I can get it out. And it helps the bank is right around the block from my house! Also, they have a website where I can check out what I spend at any time, no fees. It makes it much easier for me! I have tried Rush Card, they were horrible. I tried another card owned by American express. Not bad but after seeing the fees, I figured that was not the card for me. My bank works for my social security but this way, I can keep track of exactly what I get weekly without worrying what's coming out and what's already out. I highly recommend it.

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US Bank - Predatory Fees, Misinformation and Horrible Customer Service.
By -

CALIFORNIA -- US Bank is the absolute worst, least ethical and predatory bank I have ever had the displeasure of having an account with. Their fees are hidden and exorbitant. Most of their staff gives misinformation which costs the customer and which they will not rectify. You could end up in real trouble you are not constantly checking up on the bank and your account.

I closed my account in June 2011 because I noticed they had been charging exorbitant fees and overdraft fees with no overdraft and no longer had free checking. They started charging for all checking accounts if certain criteria were not met. They told me I had to wait for the account to be closed because a $10.00 charge which was made a week ago had still not been paid by the bank! They did this to charge me the next month's fee on keeping the account open.

After I closed my account, I was sent a letter for a $20.00 fee on 23 cents of overdraft I was never informed of when I closed my account. I called and was told to disregard. I received a second letter with $40.00 in overdraft fees. I called to clear up the situation and asked the fees be waived since they had given me incorrect information. I was told nothing could be done and if I didn't pay it, more fees would be incurred. Stay away from this bank if you want a sound mind and your money safe.

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US Bank Steals money from accounts
By -

CALIFORNIA -- US Bank is by far the worst bank I have ever seen or dealt with. Creditors are easier to talk to than these people. For years of banking with US Bank, they have stolen thousands of dollars from my account from fraudulent late fees, to complete unauthorized deductions going straight into their pockets. Please, I urge anyone looking for a bank to turn and run away from this one.

Please, in my area, Schools Credit Union, Bank of America, Tivercity bank and Golden 1 are absolutely the best options. I've never lost more money in my life and never been driven into poverty this bad. I'm deathly afraid of the close out process from this bank and fear the loss of my entire worth to them.

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$344 in Fees by U.S. Bank Over a $0.17 Overdraft - What Do I Do?
By -

SAN DIEGO, CALIFORNIA -- US Bank is ruthless and is set up to prey on disadvantaged people with no money. Over the past month, I have been assessed $344.68 in overdrafts fees for being overdrawn by $0.17 cents by U.S. Bank. This overdraft occurred because I had been relying on the online banking to check my balance. (I only use the regular ATM card WITHOUT the VISA logo. I do not write checks.) Every time I try to talk to someone at US bank to straighten this matter out, whether it be at the branch or over the phone, they tell me they can't help me.

Meanwhile, the charges just keep racking up. I don't know what to do. Paying $344 for a $0.17 overdraft is like charging me 202,300% interest on a 17 cent bank "loan"!! I am a student and live from paycheck to paycheck and do not have $344 to give to the bank.

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US Bank Rating:
Star Star Empty star Empty star Empty star
2.0 out of 5, based on 4 ratings and
12 reviews & complaints.
Contact Information:
US Bank
800 Nicollet Mall
Minneapolis, MN 55402
800-872-2657 (ph)
www.usbank.com
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