Many balance transfer credit cards offer 0% intro APR promotions. With these deals, you won’t pay interest on the transferred balance for the first 12-24 months after the card is opened. Use these deals to save money as you pay down your debt.
Prepaid cards do not require a good credit score or a bank account to apply. Prepaid cards help manage your spending by setting limits and category or store restrictions.
Secured credit cards help people with the process of rebuilding credit. They are specially designed credit cards for bad credit, or no credit at all, offering nearly guaranteed and instant approval.
The best airline cards also give you perks when you fly, like free drinks or seat upgrades. If you use your card to make everyday purchases, it won’t take too long to rack up enough points for free travel.
Choosing the best debt consolidation company can be difficult. Personal finance is inherently personal, so what works for one person might not work for someone else. Still, there are some rules of thumb you can follow.