Credit Solutions Compliment - They did help, you have to make an effort to pay you credit cards
I have been with Credit Solutions for a year and a half, they have settled three out of four of my credit cards for less than 60% of what I owed. The fourth credit card I got a threat of a lawsuit against me for "breach of contract". I called Credit Solutions about this and they took over, transferred me to "special settlement departments" reassured me they had experience dealing with this, stated they had good contacts at the prosecuting law frim and with in the next day had a settlement for this card. Four out of four cards paid and I am satisfied. They helped me pay off debt which would have taken a life time to pay off in less than two years. Yes, this did lower my credit score, but now I am debt free. I can begin to build credit again, although I do not want to get in that credit card trap again!!!! I am fortunate that I already have a home, car, etc. and I have no need for loans in the near future and I can work on rebuilding credit. This service is not cheap, and I known that settling debt can be done on your own, but I did not have the time and Credit Solutions saved me more than you can imagine. You have to make the commitment to make it work, you have to save your money to settle these debts. Most people are not happy with Credit Solutions because they have not made the effort on their part to really commit to getting these debts payed off and instead spend the money they should be saving to pay off their debts. I do not know why some people say they have been with them for a year and no debts settled, you can call customer service and let them known, I am ready to settle another debt and they have been on it. I think the people who have complaints have made no efforts on their parts or have other situations that they are not disclosing. It worked for me and I would use them again, but I hope I don't have to!!!!!
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