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Platinum Auto Finance Consumer Reviews

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Worse Company Ever
StarEmpty StarEmpty StarEmpty StarEmpty StarBy -
Rating: 1/51

CLEAR WATER, FLORIDA -- Spoke to a Mel Fitz ** a very disrespectful rude lady. My husband called asking some questions about our options on possibly having to return our vehicle and she went full blown crazy on him literally demanding that we continue payments immediately or they WILL find another way to get that money from us. She referred to him as "dude". I asked to speak to a manager and she refused to put one on, I said, “I have all day and will continue to call back and ask for one” and her reply was "well I get paid by the hour and will be here till 7 so I have all day too". Completely condescending and laughing while I spoke. Terrible services.

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Pay Your Bill You'll Be Fine
StarStarStarStarStarBy -
Rating: 5/51

CLEARWATER, FLORIDA -- I have found in dealing with Platinum Auto Finance the rule is simply give them people their ** and you won't have no problems. I have not experienced any one being rude to me. I only received good customer service. They answer the phone is quick and the people are always nice at the other end. I feel sorry for the people here who cannot pay their bill and got room service as a result. I hope that I'm able to finish my car payments without having such problems. I just wanted to put a good rating up here because they really are not all that bad and some of the ratings are really really bad and the bad ones are from people who can't pay the bill.

They are running a business and so of course they are going to want money and they are not going to take everybody's problems as personally as they would their own but most likely if someone was being rude it was because the person was asking them to do something that was not possible for them to do over and over again. I think Platinum Auto Finance is a good company to work with. Thank you for reading to the end.

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Rude Staff/Spanish Speaking Lady
StarStarStarEmpty StarEmpty StarBy -
Rating: 3/51

CLEARWATER, FLORIDA -- I look at the other reviews and I think mine is no different from them. Sadly, after such a big struggle with health, no income, being considered "homeless" for a couple of months, we, as many other families have tried to catch up with our financial situation and health as well.

This said, after getting a raise in our rent it became impossible to pay our car. We tried to collect the money asked in order to help us maintain a good credit score but unfortunately, we had to decide between house rent, food and health. This is something that didn't matter to the rude lady that called my husband, yesterday, Wednesday 8/30. Her words, the tone on her voice, very upsetting. On the other hand, one of the gentleman that tried to contact us seemed to be more understanding and even though nothing can be done at this point, I really appreciate the way he treated my husband. It is a shame having to deal with people like this lady.

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Worst Customer Service Ever. Do Not Do Business With This Company
StarEmpty StarEmpty StarEmpty StarEmpty StarBy -
Rating: 1/51

CLEARWATER, INDIANA -- This is a very heartless company. My father died and had paid off a loan with Platinum a few years earlier. There is a lien still on the car and the Indiana BMV requires a simple letter from the company stating that the loan was paid off. They completely refused. These people would not take 2 minutes out of their day to help. They are worried about some sort of legal repercussion. THIS IS A HEARTLESS COMPANY. TAKE YOUR BUSINESS ELSEWHERE!!!

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Rude Staff and They Care About Customers
StarEmpty StarEmpty StarEmpty StarEmpty StarBy -
Rating: 1/51

CLEARWATER, FLORIDA -- Like most of the other reviews, my experience with Platinum Auto Finance has been a headache. They call when I do and don't owe money. They don't care about your issues or what's going on even though they ask you that. My mother was in the hospital with cancer, and I had to go back and forth to visit her. They even held on to my card number which they're not suppose to do. They authorized more than one payment on that, even after telling me it would not be on file, that's theft!!! Which makes me wonder what else they'll do that you don't know about. They claim there's no way to verify what was said, but all calls are recorded.

DON'T GO THROUGH THESE PEOPLE!!! I fell behind once and they were ready to repo my car, I mean what the hell. The managers are absolutely rude. THEY ARE OUT FOR YOUR MONEY AND WILL LEAVE YOU IN THE DUST!! PLEASE, PLEASE BEWARE! They work with dealerships to sell who work with people who have bad credit only to screw when something happens. They don't care about you or helping your credit rise. They act like they do but they don't.

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Love Them
StarStarStarStarStarBy -
Rating: 5/51

CHARLOTTE, NORTH CAROLINA -- I thank God that this company was willing to give me a car loan even though my credit wasn't all that great. The members of that company in the Charlotte location are amazing. Byron, John, Kathy are super. I ran into a situation where I needed to change payment due date and I call Kathy and told her the situation and she told me that she would have to talk to her manager and she called me back in 1 hour and told that it was approved. She is great for going to bat for little old me. Thank you.

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Rude and Harrassing Behavior
StarStarStarEmpty StarEmpty StarBy -
Rating: 3/51

CLEARWATER, FLORIDA -- I am behind on my car payments. I take responsibility for that, and I am aware that I may lose my car if I can't catch up. I am grown up about my situation; however, I make arrangements with Platinum that are forced upon me and I have gotten called three times in one day after I have made an arrangement on the first phone call!!!

How many of the employees do I have to tell the same thing to in a day? I talked to James, Jose and Tisha all within 2 hours. That's harassment! And Tisha ** had the nerve to tell me "Well if you weren't in deferment, you wouldn't have to worry about these calls." How professional is that to be with a client? I can't wait til I am blessed out of their company.

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Worse Finance Ever!
StarEmpty StarEmpty StarEmpty StarEmpty StarBy -
Rating: 1/51

CHARLOTTE NC, NORTH CAROLINA -- Worse place ever. Do not finance your car with them. I bought a car from a used car lot, the car had several issues. I spent $3000 down and $4000 out of pocket. The car dealership and the finance company work together to take your money. Their cars do not last long and the finance company knows it. :-) It's all a gimmick. Be aware. Go to your bank or anything bank that can inspect your car before buying it. Glad they repoed that **. It was a BURDEN FINANCIALLY AND STRESSFUL PIECE OF CRAP CAR!

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Unhappy with this Organization
StarEmpty StarEmpty StarEmpty StarEmpty StarBy -
Rating: 1/51

CLEARWATER, FLORIDA -- I could not pay for my care due to unforeseen circumstances. It probably would have been repossessed. I was very very lucky to have a couple of friends step up for me so I wouldn't lose my car. And what happens... This organization stole money from my account and two friends accounts who were trying to help me make payments. That is three (3) people's accounts whom they had no authorization to deduct payments. Two of whom aren't even their customers!!!

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Platinum Auto Finance Rating:
Star Star Half star Empty star Empty star
2.7 out of 5, based on 15 ratings and
18 reviews & complaints.
Contact Information:
Platinum Auto Finance
24639 US Highway 19 N, Suite A
Clearwater, FL 33763
727-451-4248 (ph)
www.platautofinance.com
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