Cigna Long Term Disability and Social Security Disability
DALLAS, TEXAS -- If you make it through the process of fighting for Short Term Disability and have recently been approved for Long Term, Cigna's attorney's are going to call. They are going to ask you to allow their attorney to fight for YOUR Social Security Disability. TELL THEM NO.
This is a huge conflict of interest. They will use any and all information to deny your disability claim. They have absolutely no problem with denying your claim even if Social Security Disability approves you.
Remember this, Cigna is not here to help you. They do not want to pay your claim. Their goal is to make it as difficult as they can for you. Ultimately they want you to give up fighting them, so they do not have to pay. There is even a term for one of their tactics, "slow walking". We all know this one. Losing paper work, not returning doctors phone calls, not returning your phone calls, asking for things to be faxed three times etc.
Do yourself a huge favor, make Cigna send you EVERYTHING in writing. They are very good in not telling the truth. If it is in writing you have proof.
Always remember, the wolf does not do the pigs a favor, especially when offering an attorney. Cigna wants to scare you into submission. You are ill, and you paid your premiums. Cigna is a company that does not hold up to their contractual obligations. The fight is long, but right is right.